Bridging Loans

Creative Home Loans can structure a relocation loan for customers who would like to purchase a home while waiting for their existing home to sell. We offer this type of facility at standard home loan interest rates with the ability to capitalise interest until you sell.

This loan is available to both customers who will have an end loan after the property for sale is sold and for customers who will not have an end loan.

Customers with an end loan will have the opportunity to switch their loan to another product (with the same lender) for either at no cost or minimal cost (depending on the product) if completed within a certain time frame.

You can have up to 6 months to sell your home if you are purchasing an established home and up to 12 months if you are building.

You have the option of making payments based on the end debt or paying interest on the full amount when your home sells (i.e. Capitalise all interest).

Creative Home Loans, taking the stress out of moving.